Special Helpline for Ex-Servicemen:+91 99719-28080
ECHS PanelFor Ex-Servicemen and Their FamiliesAyurveda Since 1937

You have Served the Nation: Let’s Serve You!

Retired from the Army, Navy, or Air Force? Karma Ayurveda is empanelled with ECHS. Now, you and your family can access trusted Ayurvedic healthcare services using your ECHS card.

Dedicated Healthcare For All 3 Defence Wings & Their Families
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Indian Army
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Indian Navy
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Indian Air Force
Cashless Scheme Benefits
Senior Citizen Priority Care
Centres in Delhi & Gurugram
Speak Directly with our Defence Patient Care Coordinator
+91 99719-28080
ECHS Panel Form

Share Your Health Concerns.

Our Doctor Will Personally Get in Touch with You.

Your phone number is completely safe with us and will never be shared with anyone else.

Get to Know Us

Karma Ayurveda: Get to Know Us

1937

1. Serving People Since 1937

Karma Ayurveda started its journey even before India gained independence. We combine herbal medicines with essential medical tests to help you understand your health progress more clearly.

Over 85+ Years of Dedicated Ayurvedic Practice

2. Recognized Hospital for Ex-Servicemen

We are empanelled with ECHS, along with the CGHS and CAPF Panels. Our hospital is guided by Dr. Puneet Dhawan, who is well-known for his work in Ayurvedic kidney care.

Doctor-Guided Treatment Protocols & Regular Follow-ups
Want to Know More About Us?

Our counsellors will be pleased to walk you through our facilities and panels.

Call Us: +91 99719-28080
Healthcare Scheme Benefits

ECHS: A Healthcare Scheme for Those Who Have Served the Nation

Introduction to ECHS

ECHS stands for Ex-Servicemen Contributory Health Scheme. It is a healthcare scheme started by the Ministry of Defence in 2003.

Pension-earning Ex-Servicemen and their families can get medical care at ECHS Polyclinics, government hospitals, and empanelled hospitals. The scheme also covers Ayurveda (AYUSH).

ECHS Benefits at a Glance

Summary of scheme coverage for veterans and families

BenefitsIn Simple Words
Cashless TreatmentAt empanelled hospitals, eligible treatment expenses are generally settled directly through ECHS, reducing the need for out-of-pocket payments.
Coverage for the Entire FamilyYou, your wife or husband, children, and dependent parents can receive coverage as per scheme rules.
Ayurvedic Treatment OptionYou can access Ayurvedic treatment along with other available medical treatment options.
Support as You Grow OlderNatural treatment approaches can help manage common health concerns that develop with age.

“You have served the nation with dedication. Now, this scheme is here to help take care of your health.”

Want to Know How You Can Use Your ECHS Card Here?
Our team will guide you step by step with the paperwork and approval.
Get in Touch: +91 99719-28080
Official Government Reference Sources:
Our Healthcare Services

Common Health Problems That Come with Age: And Their Ayurvedic Treatment

After retirement, many people begin to experience health concerns such as knee pain, the need for regular diabetes and BP medication, or increasing Creatinine levels in their medical reports.

We aim to manage these health concerns through a natural and personalised approach.

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1. Knee and Joint Pain

Help with pain while walking, morning stiffness, and joint problems related to arthritis.

Main Specialisation
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2. Kidney Care

Rising Creatinine levels, CKD, and urinary problems. Kidney care is one of our main areas of specialisation.

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3. Diabetes and BP

Guidance on a suitable diet and healthy daily habits, along with prescribed medicines.

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4. Liver and Digestive Health

Fatty Liver, reduced appetite, constipation, and gas-related problems.

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5. Prostate and Urinary Problems

Common health issues that men may experience as they get older.

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6. Sleep, Memory, and Tremors

Guidance for concerns such as difficulty sleeping, forgetfulness, and Parkinson's disease.

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7. Panchakarma

Traditional therapies that help cleanse the body and promote a feeling of lightness and well-being.

Have Your Medical Reports Ready?

Send Your Medical Reports on WhatsApp. Our Doctor Will Review Them and Guide You.

Share Reports on WhatsApp
Our Commitment

Why Do Military Families Choose Us?

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Respectful and Patient Care

We listen to our elderly patients carefully and treat them with respect. Our consultations are never rushed unnecessarily.

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Less Running Around

Our staff assists with ECHS paperwork and billing procedures, helping you avoid unnecessary repeated visits.

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Treatment Based on Your Needs

Your medicines are chosen after carefully considering your age, body type, and medical reports.

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Natural Medicines

Herbal medicines prepared under the guidance of our own doctors.

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Centres Close to Your Home

Our centres are available in Pitampura (Delhi) and Gurugram. If travelling is difficult for you, you can also consult our doctors through a video call.

1937
Serving Since 1937
85+ Years of Ayurvedic Heritage
6 Panels
Empanelled with 6 Government Panels
Including ECHS, CGHS, and CAPF
2 Centres
Delhi & Gurugram
+ Convenient Video Consultations
Simple 4-Step Process

How to Begin Your Treatment Using Your ECHS Card

1

Step 1: Visit Your Polyclinic

Meet the doctor at your ECHS Polyclinic and obtain a Referral slip for Karma Ayurveda.

2

Step 2: Keep Your Documents Ready

Bring your ECHS card, Referral slip, identity card, previous medical reports, and prescriptions.

3

Step 3: Visit Our Centre

Our staff will verify your documents and help arrange your consultation with the doctor.

4

Step 4: Begin Your Treatment

Our doctor will explain your treatment plan and guide you through the process. Billing will be managed directly through the scheme, according to ECHS rules.

Important Note on Referral Rules:

Referral requirements and their validity periods may change from time to time. Certain relaxations may also apply to elderly Ex-Servicemen. Please confirm the latest requirements with your Polyclinic or our staff before visiting.

Have Questions About the Referral Process?
Our ECHS support desk will assist you with every document.
Contact Us: +91 99719-28080
Our Locations

Our Centres: Conveniently Located Near You

Centre 1: Pitampura, DelhiKarma Ayurveda

Karma Ayurveda Hospital

Address: 77, Block C, Tarun Enclave, Pitampura, Delhi: 110034
Centre 2: Gurugram, HaryanaAyuKarma (A Unit of KRM)

AyuKarma Hospital

Address: 108, Adjacent to Uniworld City East, Silokhera, South City I, Sector 41, Gurugram, Haryana: 122003
Helpful Note for Senior Veterans

If you are elderly or have difficulty walking, please inform us before your visit. Our staff will be glad to help you with wheelchair assistance and smooth doctor consultation.

Frequently Asked Questions

Common Questions Asked by Ex-Servicemen and Their Families

Yes, ECHS covers Ayurveda (AYUSH) along with conventional medical treatment. Karma Ayurveda is empanelled with ECHS.
Couldn't Find the Answer to Your Question?
Our medical team is ready to answer any questions directly.
Dedicated Support for Defence Personnel & Veterans

Don't Delay Your Healthcare Any Longer: Take the First Step Towards Better Health Today!

You can fill out the form yourself, ask your children to complete it for you, or simply give us a call. The Karma Ayurveda team will patiently answer your questions and guide you through every step.

ECHS Panel Hospital • For Ex-Servicemen and Their Families • Your Information Is Safe With Us
🎖️Our Sincere Salute and Gratitude to Every Ex-Serviceman Who Has Served Our Nation.🇮🇳